Additional Insurance Options

afPE's comprehensive cover includes:

• Combined Liability insurance – Protects all Personal Members if they are held responsible for causing an injury to someone else or damage to someone’s property

• Personal Accident insurance – Provides benefits to all Personal Members if they are injured whilst undertaking the recognised/authorised activities of the Association

Legal Helpline – Gives all Personal Members access to a free confidential 24 hour a day legal helpline to advise on a number of issues such as personal and commercial legal advice

2025/2026 Insurance Options

The options for afPE members are as follows:

Option 1 - included as standard within the membership fee for individual Personal Members

Option 2 - £60

This is bolt-on cover for members working for a single school/establishment/agency but who also undertake some additional freelance work up to the value of £5,000 total income per year

Option 3

This is bolt-on cover for members working on a totally freelance basis, such as consultants, with an annual turnover of:

• Up to £50,000 – £100 (Option 3a)

• Between £50,001 and £99,999 – £340 (Option 3b)

• Between £100,000 and £149,999 – £370 (Option 3c)

The costs outlined above (3a, 3b & 3c) are in addition to the individual membership fee, which is currently £155 for Personal Members. 

Howdens can be contacted on 0121 698 8160 (Please ask for - Emma Laming) if you require any further information.