You will find information here about the insurance arranged by afPE to protect you whilst you are taking part in the delivery of physical education in schools and in the wider community.

The cover provided through afPE, supplements and, in most cases, may well enhance any cover held through schools or Local Authorities. Most Public Liability policies do not provide any cover for Professional Indemnity (injury resulting from coaching/instruction) which is included with the afPE cover as standard.

Our Comprehensive Cover Includes

Combined Liability Insurance: Protects all afPE members if they are held responsible for causing an injury to someone else or damage to someone's property

Personal Accident Insurance: Provides benefits to afPE members if they are injured whilst undertaking the recognised/authorised activities of the Association
 
Legal Helpline: Gives all members access to a free confidential 24 hour a day legal helpline to advise on a number of issues such as personal and commercial legal advice

To find out more about the full extent of the cover contact Howden (afPE's specialist insurance broker of choice) on 0121 698 8052.

2023/2024 Insurance Options

The options for afPE members are as follows:

Option 1: Included as standard within the membership fee for individual full members
Option 2: £60 (Members working for a single school/establishment/agency but who also undertake some additional freelance work up to the value of £5,000 total income per year)
Option 3: (see below):

Members working on a totally freelance basis, such as consultants, with an annual turnover of:
- Up to £50,000 - £100 (Option 3a)
- Between £50,001 and £99,999 - £340 (Option 3b)
- Between £100,000 and £149,999 - £370 (Option 3c)
 
The costs outlined above are in addition to the individual membership fee, which is currently £125 for a full member.
 
Click HERE to become an afPE member.

Combined Liability

All individuals who take part in sport and recreation, either through coaching, teaching, participation, education (including consultancy work) or administration have a Duty of Care to ensure they do not cause personal injury, financial loss, or damage to property.
 
If their actions do cause injury, loss or damage and “negligence” can be proved, they become legally liable to pay compensation.
 
Combined Liability is the generic title for a single insurance policy that embraces the following classes of liability insurance:

• Public Liability - £10,000,000 any one occurrence
• Professional indemnity - £10,000,000 any one occurrence
• Libel and slander - £10,000,000 any one occurrence
  

Personal Accident Benefits

All registered members of afPE automatically receive personal accident benefits if they are injured whilst participating in authorised and recognised activities of afPE.
 
Cover provides ‘non-fault’ compensation for members up to the age of 80 years.

Legal Helpline

All members receive access to a 24 hour a day legal helpline to provide free, confidential, legal advice over the phone on any commercial or personal legal problem.
 
The helpline number: 0117 934 2108. You will need to quote the policy number which can be found on your membership confirmation email.
 
Please note:
 
For details of the insurance providers, policy numbers and wordings please contact Howden on 0121 698 8052.
 
The cover detailed on this website should not be regarded as the full extent of the policy cover provided, nor the exclusions applicable to it.